Retirement Planning for Women Who Are Done Waiting for “Someday”
You’ve spent years taking care of everyone else. Now it’s time to get serious about your future.


Most retirement advice was written for a life you never lived: one steady job, one big pension, one breadwinner. Real life looks messier—especially for women.
You might have:
And yet, you’re still expected to magically retire at 65 with a fully funded nest egg.
Redefine Your Retirement™ exists for women who look at that story and say, “That’s not my reality.”
Here, we start with the numbers you actually have—and build a plan from there.

The PROS+ (Personal Retirement Outlook Simulator Plus) calculator lets you model your salary, 401(k)/403(b)/457(b)/401(a), Social Security, pensions, rental income, and real-world expenses like housing, healthcare, and travel.
You’ll see how long your savings may last—and what happens if you retire at 60, 62, 65, or later.
Turn big questions into small, doable steps.
From the Smart Start Planner to the 90-Day Quick Start Plan, you’ll find interactive tools that help you:
Real talk about money, work, health, and life .
Our blog goes beyond “save more, spend less.” You’ll find stories, strategies, and straight-talk about:
For more than four decades, we've worked in employee benefits and retirement planning spaces, helping manage retirement plans for thousands of workers.
What we see over and over:
This site is our way of saying: you deserve clear information and realistic options.
No products to sell you. No “one right way.” Just tools, calculators, and conversations designed to help you retire on purpose, not by accident.

No doom scrolling. No hype. Just one clear, practical idea each week to help you move closer to retirement on your terms—especially if you’re starting later than you’d like.
Redefine Your Retirement™ is designed for women in their 40s, 50s, and 60s who want a clear, realistic path to retiring on their terms. Whether you’re starting late, rebuilding after divorce, juggling caregiving, or simply unsure what your pension or 401(k) really means—you’re in the right place.
Yes. Many women feel “behind,” especially after career breaks or lower-paying jobs. We don’t assume you have $1,000,000 saved. Our tools—including the PROS+ calculator—start with your real-life numbers and help you build a plan from where you are right now.
Traditional retirement advice assumes a steady career, high savings, and a financial advisor. Women’s lives look different. We account for:
Our calculators, checklists, and tools are built with these realities in mind.
No. We don’t sell investments, products, or commissions of any kind. We provide education, tools, calculators, and real-world strategies based on 42+ years of professional experience working inside employee benefit and pension systems space.
Yes. The PROS+ (Personal Retirement Outlook Simulator Plus) calculator shows:
It’s one of the most comprehensive retirement tools built specifically with women’s financial realities in mind.
Not at all. Everything is written in plain English with no jargon. You enter your information, and we do the math behind the scenes—just practical guidance you can use immediately.
Three things:
Absolutely. Many women navigating retirement are doing it alone—financially and emotionally. Our tools and resources help you evaluate your retirement options, income sources, and security even without a partner’s income.
Yes. The PROS+ calculator and checklists can show:
It’s never too late to improve your retirement outlook.
Redefine Your Retirement